E12 Balancing Act: Investments, Family, and Holistic Health... An Update From the Hosts

[0:00] This is the Wealthy Investor Show, where we don’t just talk about your wealth, we also talk about your holistic health. I’m your host, Matias. And I’m Erica. And this is the Wealthy Investor.

[0:15] Welcome back to the Wealthy Investor. We had our first no-show. I’m not sure if there’s a scheduling conflict to be determined. I hope to have that person still on the podcast, but you know what? It’s a good opportunity for us just to talk a little bit. And we have a lot going on, kind of per usual. I think anybody that’s working two jobs or like six, whatever. How many jobs do we have now? Is it six? Who knows? And have children. We have three. Dogs. Household to run. All that kind of stuff probably feels like they have a lot going on. So yeah, we can talk a little bit about the investment side. You want to do that? Mm-hmm. I was going to say, too, it was a really busy weekend. I think we had something planned every evening, morning, and afternoon.

[1:01] Yeah. And so when our guest didn’t show up this morning, we realized it’s also a nice opportunity for you and I to talk to each other. So we’re going to record our planning session. When do you think the cleaner could come? Yeah, right, right, right. We haven’t had a chance to talk through some of the investment stuff going on on our end either. It usually happens at like, I don’t know, six o’clock in the morning when I’m really tired and I don’t really want to have that conversation. Or in the evening when Matias is really tired and he doesn’t want to have that conversation. So right now it’s a really nice middle ground so we can run through what is going on with our properties. Do you want to start with Green Street?

[1:44] Sure. So we have a house that we are kind of both attached to. It’s an older house, blanking on when it was built. Maybe 1950s? I don’t remember either. I’m not sure. It’s really cute. It’s a cute house. It’s a really good location. Our downtown has been revitalized. When I was a kid growing up here, there was nothing really happening downtown. And now it’s kind of like a restaurant and bar and brewery kind of mecca. People, it’s been, yeah, it’s a foodie kind of culture. No chains are allowed to be there. So it’s just kind of developed natural, really good businesses that have to make it, have to be good to make it basically. And so we, yeah, we have this property that’s close by there. It’s a great little spot that we, again, are attached to.

[2:32] We want to keep. The problem is the interest rates right now are high. I don’t know if you’ve heard of this, but the interest rates are pretty high. I think we will be able to get an adjustable rate mortgage. We kind of choose how much it adjusts. So it could be every year that it adjusts, and that might be a smart move right now. I think we can also flip that product into a longer arm. So if interest rates come down, let’s say they get into the fives, and we want to lock that in for five years or something like that, I think we have some options there as well without doing a full-out refinance. Anyway, so we’re getting at about 8.14, I think, is the last we got quoted, which is high. I think that’s like double our first BRRRR we did.

[3:16] Our first BRRRR is like four-point-something, and that one was amazing. So BRRRR, again, is a buy, rehab, refinance, rent, and repeat. And with that one, we got, you know, we invested maybe about $140,000 between the purchase price and the rehab, and we were able to get everything out. And that one’s currently renting for $1,600-some-dollars a month, and so that cash flows very well. I mean, that’s like $800 a month almost in cash flow. So that one’s awesome. This one is going to be like maybe break-even, and we have to get at least $1,800 a month to be able to make this one work. And I guess kind of part of that conversation is I think some investors struggle with knowing when to sell, when to get out.

[4:09] And this property would do well. I think we would probably earn about $70,000 or so if we sold it, which is fantastic. It would be great. But, again, we’re kind of attached to it. We want to keep it long-term. Why are we so attached to it? It’s cute. It’s a good location. I mean, when you look through, basically every time we get an opportunity to flip a house, it’s in my head, do we want to keep this as a rental? And it’s, you know, what’s the number one thing about real estate? It’s like location, right? I mean, this is an awesome location. We are an appreciation-heavy area. So our very first house we bought to live in has appreciated almost double from when we bought it. Not quite. We bought it for like $140,000 something.

[4:58] It’s probably worth over $250,000, like $260,000 or so if we had it fixed up again. But, you know, and that one’s pretty close to downtown. But this new one is even better in a better location. So, like, it should do well over the next five-plus years. And I don’t think we’ll regret it long-term, but it is going to be a little bit of, you know, working for free for a little bit. Yeah. I mean, I haven’t been attached to a property that we’ve bought in a while. I don’t know if I actually have or have been because this one is really cute. But I think when I started getting attached to it was when we started designing it. Yeah. Like the inside. And I started putting together a board with the different colors and thinking about how we wanted to decorate it or style it.

[5:48] And I got excited about some wallpaper in the bathroom. And when I started to see it all come together, then I really wanted to keep it. Because I would like to go there on the weekends away from my family sometimes and just spend time there by myself. But this house also has a lot of natural light, which is really cool. Yeah. And big windows, which made some of the darker colors that we’re picking out possible because the light comes in and kind of brings everything out. And we’re going to add in some plants to add some green into the space. And it’ll be really cute. And just to highlight what kind of part, what you’re kind of getting at too, is that we’re thinking about doing a midterm rental on this one.

[6:27] So a month stays minimum and kind of like basically a sliding fee. So one month would be maybe $1,800. I’m sorry. Running it for one month at a time would probably be more like $2,600 or something, you know, higher. And then down to like a full year’s lease would be like $1,800. But that means we’d have to furnish it and we’d have to pay for utilities, internet, all that kind of stuff. So Erica can go there sometimes on the weekends when it’s not busy. It’s a very expensive gift to me. But right now where we’re at with it though, it came when we bought it, it had all kinds of stuff inside, right? Like they hadn’t cleaned it out at all. I think the bathroom was maybe gutted, but otherwise there was lots of stuff.

[7:12] So we had to pull everything out, right? And then at this point it’s ready to be painted. They’ve done a lot of… They did the kills. They already did a primer kills layer to make sure nothing smelled. So they got rid of all the junk out of it. But they also, when I was in there, there was carpet in some rooms. There was like, not a luxury vinyl plank, but a laminate fake wood flooring over the living room in the middle. And then I think there was a sheet vinyl in the kitchen. So we weren’t… And then sheet vinyl in some of the side rooms that kind of looked like enclosed porches. So when we started ripping all that out to see what’s underneath, we were surprised that there was hardwood in every single room.

[7:51] Because like the screened in porches area, you wouldn’t really… Not screened in porches, but they looked like they used to be porches that were enclosed. But I guess they weren’t because those all have hardwood as well. I don’t think they would have put that in originally. But those were all covered. They’re all salvageable. It just keeps getting cuter. And so, yeah, you can imagine a nice stain with like some dark moody accents. We’ve got like a brick fireplace that we can have in there that has a… Are we doing a dark room in the living room? A dark color in the living room with a white… It’s that blue that… Yeah. That blue in Sawyer’s room. Yeah. And you’ve… Oh, you found some really interesting stuff, right?

[8:32] When you were cleaning out the house, you brought home… Some old Coca-Cola bottles. Yep. And you found a stuffed squirrel. Two taxidermied black squirrels, I think they are. I think those have gone now. I don’t know where they went. They must have scampered off and started collecting nuts for… Winter, but… Yeah, those we… I wanted to name them and, you know, kind of keep them as mementos for this project. But they also fish tank. There’s a big fish tank that I still kind of want to have set up because I think it would just be kind of a calming thing. I don’t know how much work that is and how much we really want to take that on. But there’s a big fish tank that’d be cool. Love like maybe some saltwater fish with the blue lights on it.

[9:16] Okay, but this is where we came out on that, though. You asked me if we could have an aquarium in the house and I said, I don’t need another living thing to take care of. And so if you can be in charge of keeping them alive and taking care of it, you go for it. And then you started reconsidering whether that was a good option or not. So we are still kind of designing where our forever studio is going to be. It’s in my office. And I think that that could be a really nice ambiance to have in there. And if we’re spending more time in the office. So we have a really long, big ranch house with a basement. And for a long time, we had people staying with us in the basement and we haven’t really used it that much.

[9:59] So we are kind of getting to know this house phase was just like living in half of it and kind of using the basement. So we… Because my parents were living in the basement for a while. Yeah. So we don’t, we just didn’t have… Yeah. We just don’t go down there that often. And I think that part of it for that room anyway, is it’s not super inviting. So if we make it more inviting, fish tank, some better lighting, some better painting, some better decorations. Everything in there needs to change. Just, yeah. We just need to do the whole thing. But yeah, we’re going to, we’re going to try to have a kind of a more permanent podcast area set up down there. So that’s kind of in the, in the works.

[10:40] There’s also a hole in the ceiling. There’s still a hole in the ceiling. From where we repaired the kitchen sink. Well, it’s to hook up the kitchen sink originally. And then we needed it again to repair it. Because we, yeah, we remodeled this house that we, you know, bought a few years back. And we’ve, yeah, it’s one of those things that you just, you have a million things on your, like, to-do list. And just, there’s just so many little things that could be done yet. It’s just not ever seemingly done. Like, we still have all the transitions from the hardwood upstairs into the bathrooms that need to be installed that we just haven’t done. Well, right. Because the folks that we had hired to help us with the remodel in 2020 took, I mean, they were working on this remodel for the entire year.

[11:27] And so we finally just said, we, we just need you to not come back anymore. Cause this is taking way too long. Yeah. Yeah. We, we had to kind of let go a few people. But, you know, one kind of disappeared. Remember our electrician, he just never came back, left all his tools. Yeah. Yeah. He just, we hoped he was okay. That was mid COVID 2020. And we’re like, I hope, I hope he’s doing all right. All of them kind of had an influx of jobs that they weren’t expecting. And our main contractor had an influx of commercial jobs that paid a lot better. And so that got priority. So then we also have new market. Yeah. So we have a double wide. This has been a saga. So we have a double wide that currently we were not able to find a VIN number, you know, like your car.

[12:19] We’re not able to find one to be able to find a, to, to be able to get the title and basically relinquish the title saying that it’s no longer a vehicle. It’s on a permanent foundation so that it could be financeable. But in this whole. I didn’t realize that’s how that worked. Yeah. Interesting. So. Through the DMV too? Yep. Interesting. So we went to the DMV. Ronald and I went to the DMV to try to, to, to get this process started, but they couldn’t help us because we didn’t have anything that helped. But then after all of this, like after all this, like, I mean, we crawled through the, if you go follow us on TikTok or Instagram, I think there’s a video of me crawling through the crawl space of this place, trying to find the VIN number, but it was.

[13:03] I didn’t realize that was what you were doing. Yeah. You just thought I was under there for fun. I don’t know what you were looking for. You just sent me this picture of you in this, I mean, like tiny space that you were pulling yourself through to get back and then, and then you left your AirPods under there. You had to go back at night by yourself in this crawl space to go find them. At night when I’m, I put the kids down, I often like to have my AirPods so I can listen to something while they’re trying to fall asleep. And I try to find them, find my app says there’s still a new market. And I’m like, Oh no, no, it can’t be under the crawl space. Please tell me it’s not in the crawl space. I drive there, get there.

[13:40] It doesn’t connect. I can’t like connect it with my phone for some reason. I thought it could also be inside cause I changed inside. It could have fallen out on the outside. So I couldn’t find them. They wouldn’t connect. And I was like, Oh crap, I I’m here. I might as well get under these, this crawl space. And so I crawled through and I found them in the middle. It weren’t quite the very end where it gets really, really shallow or yeah, there’s not much space back there. You are braver than I would ever be. I would not set foot underneath that crawl space, especially at night. Did you see any eyes? I mean, no, I did not. I didn’t, it didn’t look too hard. I did. Yeah, no, but we, yeah. So that was, that was fun.

[14:18] But the whole purpose of that was again, we tried to get the title. And so we struck out everywhere trying to get this title. And it’s so silly because like, we need the title to be able to say that we don’t need a title anymore. It’s the dumbest thing ever, right? Like, you know, like, can we prove in another way that this is on a permanent foundation that we don’t need a title anymore? Instead of having to get the title, file for a lost title to relinquish it, to give it up, to then be able to finance it. But so then after we found out that that’s not a possibility, that we couldn’t find it anywhere, we were coming up with dead ends everywhere. I talked to another lender and they’re like, well, the trailer’s too old to finance anyway.

[14:59] So it was totally pointless. And we spent a lot of time trying to figure that out. So we have in-house loan options. We basically need somebody to be able to put 10% down and then they can get a pretty good mortgage. So that’s like the hope to sell that one and get that type of loan set up. If that does not work out, we’ve considered getting a normal financing on it or just doing the in-house kind of loan for ourselves, which would be like a 25% down kind of thing. Getting a lease to own option on it. So somebody who can’t quite get financing, but can in the future, they would pay us a down payment, hopefully 10%, maybe not. And then they would live there for a few years and we would just basically have them refinance us out of the deal and fully buy it with one of those in-house loan products.

[15:54] And we’d be helping them to make sure that they’re getting themselves in a good position to be able to buy it. So that’s plan B, if this doesn’t work out, because it’s not getting a ton of activity right now, unfortunately. This property has needed some problem solving from the very beginning. Because when we first bought it, somebody was living in it, right? Yeah. Who had claimed to the house, right? Or so they said. They kept saying they were doing a rent-to-own option and they had made payments. They had made, I mean, there was probably $30,000, maybe not quite, $20,000 of them having made payments towards the past owner. Yeah, they had some skin in the game from a few years of payments. And I don’t know if it was, if drugs were involved, it kind of seemed like it when we were there.

[16:47] But for some reason, she stopped making payments. And very hostile, very paranoid person that we had to evict. Because at the end of the day, she didn’t sign anything that said she had ownership. There was no title transfer, no deed. And so, yeah. So, I mean, at the end of the day, she wasn’t making payments. The owner wanted out and didn’t want to have to deal with that. And that’s why we got a good deal on it. And so we took it on. We had to evict her. That was our first involvement with court, too, right? Yeah, we hadn’t had to do an eviction before. So that took a while. That was a pain. It was kind of a weird, nuanced situation. But finally, you know, of course, when it came down to the very, we offered to buy her out.

[17:33] We offered to give her cash for keys. You know, like, if you just leave, we’ll pay you some money so you can go somewhere else. Because if you don’t, you’re just going to get kicked out. And it’s going to be worse for you. It’s going to take longer for us. That’s why we’re offering this to you. But no, didn’t want anything to do with it. Then right before the court date, she wanted to, like, double what we had offered her in the beginning. So we said no. We got to this point. Like, we’re just going to see it through now. And then, you know, long story short, the judge says, yes, you need to leave. Like, this isn’t your house. You have no rights to this place. You need to be evicted. You’re not paying rent.

[18:06] And so she had until a certain date to move out. And, of course, as soon as we arrived there with the cops, the cops were going to help, you know, get her out. And we were going to replace the locks. She hadn’t done anything. Like, she hadn’t moved any of her stuff out. Like, so, like, she was, like, frantically getting stuff together. The cops were already there when we arrived, trying to get her stuff out of the house. Like, it’s just, like, help yourself. Like, you know what I mean? Like, we tried everything we could to be humane and kind about this process. I remember you, I mean, you and Ronald gave her every opportunity to have this be more of a collaborative solution that would not just put her out of her home.

[18:53] Right. But help her transition out. And I remember you saying to her, I think this is this property, that you were saying, you know, if you do have papers, please let us see them. Because we would, like, we don’t want to take your home from you. So if you have rights to it, we want to know that. Right. Yeah. And she couldn’t produce any. Because she was too paranoid to actually sign anything. Like, I don’t think she actually ever signed a contract with the owner. And so it was a mess. It was a mess. It was a mess. So then we got into the remodeling. And, I mean, that’s a double wide in theory.

[19:28] But we gutted and redid everything. I mean, we re-drywalled. And so if you re-dry a double wide, if you put drywall in a double wide, you can’t use what they have. They have, like, really small, it’s really thin wood that they use instead of the 2x4s. And that, like, sheet stuff that hangs up is not as heavy as drywall. So in order to put drywall in, you had to actually frame it. So that thing was, like, reframed. So it’s a house now. And it’s, like, not a vehicle anymore. Yeah. It’s got the permanent foundation. There’s still piers there. And there’s still the metal beams underneath. So you can tell that it still was a double wide. But, I mean, in all intents and purposes, it’s been completely changed into a brand new house.

[20:11] And we’re still going to be stuck with this problem of, like, not being able to sell it normally. Even though this is probably better than, it’s a cheaper option. It’s a better option than, like, most people could get anywhere. Yeah. Do you have before and after pictures inside? Yeah. We got some. Yeah. Post those so you can see it. It’s a big difference. But so now we’re at the final stage. I mean, this, I think in December, we would be two years into this project. So it’s been a long one. It’s been a lot longer than normal. And we’ve floated everything. We haven’t, we don’t have any liens on this property. So we got a lot tied into it. And we’re ready to move on. Yeah. You and Ronald have had a lot to bond over in this one.

[20:53] Yeah. And then we recently picked up another property. We’re having it under contract, that is. And it is a farm type house with an outbuilding on about an acre. It’s a lighter remodel. I don’t know why that keeps happening. I don’t know. It keeps thumbs up. Neither one of us are thumbs up. But apparently their computer, if you’re seeing this on video, you know we’re talking about it. But if you’re not, then I, yeah, we’re keeping thumbs up on my face. But I’m not doing thumbs up. Yeah. Tell me about this property because I don’t know anything about this one. I know we’re under contract with one. I didn’t know it was a farm style or farmhouse style. Yeah. We, we’ve come a long way, haven’t we?

[21:33] Mm-hmm. So we bought this with a partnership and it is, yes. It’s a farmhouse in a town close by, like 20, 30 minutes away. And it is a light rehab. There’s a, there’s a couple of things that could be more expensive maybe, but nothing that really indicates anything too severe. Like it’s about ready for a government loan as it stands. If that gives any indication. It’s, it’s on a septic. So that’s always a risk. There’s a well. So that’s always a risk. But everything seems to be working properly. There’s no complaints. There’s a decent size outbuilding. And again, an acre. So like it’s, it’s a cool property. We are, we’ll see what happens with it. But we’re hoping to turn it around quickly. Not maybe do a little bit of clean out if we need to.

[22:17] Maybe do a little bit of touch up stuff, cleaning or power washing, that kind of thing. And then, and then just selling it. And hopefully we can, you know, realize it’s still be a good gain for somebody else that, you know, wants to live there. But we can get a little bit of a profit off of it and not risk as much. Because if you put, you know, if you end up putting $50,000 more into a property to sell it, that’s, you’re risking that $50,000. So. Man, that’s like the opposite process from new market. You know, let’s just buy it, put some paint on it, make it look nice. Yeah. Get out of there. Well, and yeah. And this one also had a tenant in it, but we don’t have to get rid of them. So they are already out.

[22:58] And yeah, we’ll be, we’ll be closing this month. Already. So I think we’ll, hopefully that will be a good one. Those are, those are our three main projects right now. Yeah, that’s great. Yeah. We, and in between all of those, like Matias and I have been trying to touch base on like deciding paint colors for Green Street. That was like a week long process where the majority of that conversation was just like, Hey, do you want to decide on paint colors today? Hey, do you want to decide on paint colors this morning? Hey, I think we should choose paint tonight for like five days. Yeah. And then we ended up doing it. Wasn’t it over breakfast? Yeah. I remember we actually sat down to do it. It was fast.

[23:40] It was, but I think it was in between where all the kids were home. We were sort of like helping somebody and then coming back and looking at a paint color and then helping somebody else and then coming back. And so like, yeah, the, the decision making together is just really difficult. Yeah. Yeah. I mean, I think we have, are fortunate to have this time, these podcast times. So I mean, this has actually been a really cool kind of bonding thing that we’re doing together. It’s been fun to, again, your thumbs up again. I mean, I guess the algorithm agrees. It has been very fun. Yes. But that’s not like we get to like plan those kinds of things. You know what I mean? So. Yeah. Yeah. No, it’s hard.

[24:16] And, and I, I don’t know about you, but for me, I have to go through a little bit of a creative process in my mind before I can choose a color. Because I, you know, I made that visual wall of like the, the mood and the color schemes and what would look good together and thinking through the property. And so I couldn’t come up with a final answer until I had moved through all of that in my head. Um, I don’t know if yours, your process tends to be different, but you seem to just be able to pound out. Yeah. What you want. No, I mean, I think if it’s just me, it may not have had as much. I think the end result will be better, but I, I will typically just make calls and try not to slow down the process too much because, you know, time’s money at a certain, you know, to a certain degree.

[25:02] We also, by the way, locked ourselves out of that house. Out of green. Yeah. Oh, yeah. Wait, currently. Yeah. Oh, are we going to get back? I don’t know. So I think our contractor is going to find a way in, but yeah, no, we, he thought I had the key. I thought he had the key and I think I probably took it in and then locked the door behind me. Oh Lord. And we just have one key. Yeah, probably. I mean, we probably need to change the locks too, but it’s a mess guys. We should probably hire an assistant to help us with some of these things.

[25:39] But no, I mean, it’s, it’s fun. Um, like I try not to get bogged down with the small stuff. I mean, I think that’s like one of the keys to happiness with like kids and stuff is like, you can’t like get, you gotta be like, okay with the chaos, like kind of like just go along with the ride for a little bit. Cause it, if you have to have everything perfect and you know, in line, it’s really hard with kids. Well, especially in the summer too, we have a lot of fun things planned and coming up. We have the local music festival this weekend, Thursday to Sunday that we’ll be camping. And so we’re getting ready for that. And this last weekend we had father’s day and then there was like a downtown festival all day.

[26:21] We had Sawyer’s birthday party in the morning on Saturday. And then Friday we had friends over for dinner and all really great fun things. But it just, it’s just chaotic, which is totally fine. Yeah. I’m good with the chaos. I mean, we, it, it gets to us eventually too, but I mean, for the most part we do pretty well. Just going with the flow this weekend also was, and this, this past two weeks, these two weeks, like this week now in the past week have been big opportunities for drinking. Like, so I think every day this week, like I’ve had, I had Friday, Saturday, Sunday, Monday, all today, all the things like that are, were alcohol opportunities. And then next week we have this festival, which usually, you know, we have some drinks every day.

[27:08] And I’ve been tracking how many days out of the week I drink. I’m trying to make more days that I don’t drink during the week than days that I do. And so these kind of weeks get a little bit tough. To make that all work out. Cause last, excuse me, the weekend before last weekend was vacation. I mean, we went to Chincoteague. Right. So we had, we had alcohol there too. And I think, you know, it’s just like, we both like to get in the routine of things at home and not have alcohol. And like, just feel great the next morning. We, you know, we just sleep better. We, we work out harder at the gym and those are all important things to us. So like, it just feels really good. And then, but at the same time, like, we’re not trying to like, you know, we’re still trying to have a social life with, you know, these kinds of events going on vacation, that kind of stuff.

[28:00] There’s times it’s nice to, to have a little alcohol. But it’s interesting how, like, it seems like that’s a pretty, I wouldn’t know if I would call it a fad, but a bit of a movement maybe to not drink as much or to, to, I think a lot more than it was. That seemed to be something that came up post COVID. Cause I think a lot of people struggled with drinking during COVID. Yeah. And then afterwards is when a lot of the beers started coming out with a non-alcoholic version. It used to just be O’Doul’s. That’s right. And now you have athletic brewing. We’ve, we have the non-alcoholic Coronas, the non-alcoholic. Blue Moons and Guinness. And Guinness. And so they have quite a few options now. I still have not found a non-alcoholic wine that tastes good.

[28:46] Yeah. But the beers. The beers are pretty good. Pretty good. Especially if you want something cold and refreshing that then you kind of have more of an urge to drink beer, but you don’t want the alcohol to go along with it. Yeah. No, it’s been really nice. Like, cause I think something about having a beer when I come home from work is really nice and refreshing. And one of those athletic brewing, like I love IPAs. I’m a basic white boy. I love my IPAs. And that, that one is really, really, really good. Like, I think it’s probably like one of my favorite IPA flavors. It just happens to be non-alcoholic. But, so that, that, that’s really nice. I’ve, I’ve gone down a bit of a rabbit hole as I do.

[29:23] I tried a few different things. Little Saints. Non-alcoholic, like tequila kind of drinks. And then a tequila, fake tequila thing that just has mushrooms in it. That’s okay. It’s not good. It’s not good. It’s okay. I, I had, I had some last night I didn’t want to drink. And I had a glass like it was a, you know, some ice and a little bit of lime juice. And it was, it was something to drink on. I think it gives you a bit of a mushroomy feeling. If you’ve had lion’s mane, you might understand what I’m talking about. So that was okay. And then I actually got the ketohol. I got some ketone. Uh, I think. Oh yeah. I haven’t tried those yet. I forget what the brand is, but it’s, yeah. So basically instead of alcohol, it’s ketohol.

[30:05] It’s supposed to like give you something like ketosis. That’s supposed to make you feel better, but also give you a bit of a buzz. So I tried that. It is okay. I don’t know. You’re supposed to have an empty stomach. It’s going to help make you feel the effects better, I guess. I mean, that’s, I know that’s true for alcohol too, but like, I think for this, it’s like ketosis is often, if you are at least not, don’t have carbs. I think it’s where if you just have fat and protein, then you can get into ketosis more. So anyway, that’s been, that’s been interesting. I don’t like pina coladas. They’d suggest that you start there because it’s got a strong flavor and some of the other ones. And so I don’t like those really, but maybe I’ll try the other one.

[30:44] They’re also really expensive. They’re like $6 for one. Yeah. Which is not bad if you’re going out and that’s kind of the justification. If you just want something a little bit more than your non-alcoholic beer on a day you don’t want to drink. Like maybe this would be a good option, but it’s probably going to be just not something I continue buying. I don’t know about you, but I, I definitely notice I sleep so much better if I don’t have alcohol the night before. Yeah. And I think the biggest thing for me, well, first of all, like, I feel like I can perform better in the workouts and I am a much more patient parent. Yeah. The next day. I mean, even if, and I’m not talking like drinking to excess even, I’m even talking like for me, like a glass or two of wine.

[31:32] And the next day I notice I’m just more irritable or I probably, cause I didn’t sleep as well the night before. Right. And I can’t just tolerate the chaos around us as much. And, but since I haven’t been drinking hardly at all, I just feel so much better. And even if things aren’t going well or the kids are crying or whatever is happening. I, I just, I feel okay in the moment. I don’t feel like I have to take as many breaks and man, that’s, that’s really hard to, to like want to drink and knowing that it’s going to take that part away. Yeah. Yeah. No, I think that, I think one really key thing for me was I’ve always struggled with sleep my whole life really. And I think that I don’t, when I, when I would not drink and when I would drink, I don’t think I would feel much different in the morning.

[32:23] But I’ve, I’ve found something like, I don’t know if you have listened to Dr. Andrew Huberman, he’s got a sleep toolkit or sleep podcast that just covers kind of all the sleep hygiene stuff, but then also supplements that would help you sleep more naturally. Like melatonin is not recommended cause it’s a hormone. So things like magnesium are in it and GABA. But anyway, so I tried a whole concoction ordered off Amazon, maybe not the best quality ingredients. I’m not sure cause it helped my sleep, but it wasn’t amazing. But then I got this early bird. I got Instagram suckered into a Instagram product. I tried the early bird, which is a morning cocktail at first. And then they have a nightcap cocktail that has basically all the things that Andrew Huberman recommended.

[33:07] So I was like, Oh, instead of buying more of these products, this is going to be about the same amount of money anyway. Let me try this one out for a second. And so I tried it out and man, like I, I wear a whoop. I get like sleep data on recovery, my resting heart rate, all that stuff. And it’s just, it really made a big difference. And so now the difference between having alcohol and waking up, not refreshed and having no alcohol with this early bird thing is like a huge difference for me. Like I feel so much better in the morning that that’s really aided to like my motivation to, to not really have any alcohol. Well, you did a sleep study last year, the year before, and they found some mild, moderate sleep apnea happening.

[33:49] And I noticed when, since you’ve been on this cocktail that you sleep much more peacefully and you don’t seem to be like stopping your breathing or restarting or just, you know, like you used to do, you seem to just sleep pretty soundly, which is comforting for me. You don’t wake up to me, but no, it’s, it’s been, it’s been really good. Yeah. I’ll link that to anybody who might be interested in the, in the description along with the Huberman podcast. Cause I think like, I mean, sleep is such a fundamental thing for everything, right? Like your brain function, your health, it’s just such a big deal that getting it right makes a lot of sense. And if poisoning yourself with alcohol is, is prohibiting it, that should definitely be in consideration.

[34:40] Yeah. I love when we talk about things like this, because as people will, you know, tune in more and more and more, I think it’s becomes very apparent who the, who’s high maintenance and who likes to try all the new things and likes to have all the new gadgets. And then, you know, who tends to just, just chill. What?

[35:03] All right. Yeah. I did like a personality test here recently and I was circling everything. It was a disc assessment. I was circling everything in one category. I was like, I’m definitely this, this type, this type, this type. And then it said, one of the things was dramatic. I looked at my colleague and I was like, I’m not dramatic. Am I? You could be a little dramatic. Who was that? Chad. I’m like, all right, thanks, man. All right, fine. Oh, it’s funny. But yeah, I got suckered into some, I like to go my deep dives with supplements and all that kind of stuff. Yeah. Yeah. Always looking for the next thing. If you got something, let me know.

[35:43] But anyway, I hope you all enjoyed our musings instead of our scheduled guests. So hopefully we can get that person rescheduled. It might’ve been a time zone mistake, but we look forward to more conversations and spend this time together. It’s been really nice to talk to you. Yeah, you too. Love you all. Thanks for listening to the Wealthy Investor Podcast, where we talk about wealth and holistic health. If you enjoy our content, subscribe wherever you get your podcasts and hear new episodes every Thursday. If you really like our content, you can follow us on social media at The Wealthy Investor. Wealthy spelled W-E-L-L-T-H-Y.